No
matter how safe a driver you may be, accidents are bound to occur at any time.
for this reason, it is best to familiarize yourself with the ins and outs of
your insurance.
Call for Medical Assistance
This
is an accident and there are chances that someone is hurt, no matter the degree
of injury. The first logical thing to do is to call for medical assistance of
there is need for it.
Exchange Insurance Information
The
first information you should share should be your policy number and insurer’s
phone number. Ask the other driver to provide same as you would need such information
when filing your claim. Then move on to ask for names, phone numbers,
addresses, etc. While doing this, take a detailed note of how things are on the
scene. If you have to take pictures or record a video, then do it. To ensure
you do not forget anything, make a list of everything.
Contact Your Insurer
This phase is very
crucial as it gets your insurance company involved. Sincethey will be bearing
the risk, it is advisable to get them involved as quickly as possible. This is
the first step to a series of steps to getting your car repaired. Just make
sure you provide them with all the necessary information they would need. 
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