Wednesday, 31 August 2016

Auto Insurance: What Happens After an Accident?

No matter how safe a driver you may be, accidents are bound to occur at any time. for this reason, it is best to familiarize yourself with the ins and outs of your insurance.

Call for Medical Assistance
This is an accident and there are chances that someone is hurt, no matter the degree of injury. The first logical thing to do is to call for medical assistance of there is need for it.

Exchange Insurance Information
The first information you should share should be your policy number and insurer’s phone number. Ask the other driver to provide same as you would need such information when filing your claim. Then move on to ask for names, phone numbers, addresses, etc. While doing this, take a detailed note of how things are on the scene. If you have to take pictures or record a video, then do it. To ensure you do not forget anything, make a list of everything.

Contact Your Insurer
This phase is very crucial as it gets your insurance company involved. Sincethey will be bearing the risk, it is advisable to get them involved as quickly as possible. This is the first step to a series of steps to getting your car repaired. Just make sure you provide them with all the necessary information they would need. 

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