Monday, 25 July 2016

Tips To Protect Your Home from Winter Storm Damage

For most homeowners’ insurance policy, the policy covers damages cause during winter storms. There are some policies that may not include this coverage. It is best you are well acquainted with all your policy’s coverage. Anyways, if your policy includes winter storm damages, you don’t have to sit back and wait for the damage to occur. Here are some steps you can take to prevent such damages.

Clean Downspouts and Gutters
During winter, almost everything gets iced. The resulting effect of this is that these ices will eventually melt. You should ensure your gutters and downspout are as clean as they can be to allow for easy passage of the melting ice.

Inspect Roof Shingles
Before the winter comes in, ensure you inspect your roof shingles and flashing. This is because melting snow can damage the shingles and leave you with a leaking roof.

Insulate Pipes
There are some pipes in the house that are susceptible to freezing. Unless you bought insulated pipes, it is best you insulate all your exposed pipes during winter.

Trim Tree Branches
Tree branch fall is very common during the winter periods. Why this occurs is not far fetched but it would be wise not to have your house underneath one when it breaks. To avoid such from happening, trim the tree branches on your property. Ensure it is not close to your house.

Inspect Your Heating System
Winter is not the time to discover you have a faulty winter system. To prevent this, you have to step up your maintenance game. Ensure you properly inspect, clean, and repair the system just before the onset of winter.

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