Car accidents, no matter the magnitude, are almost inevitable if you
drive every day. For this reason, car insurance is not some policy to take for
granted. For a greater proportion of us, a car will probably be the second largest
financial transaction we'll ever make - second only to buying a house. This
means it is of much value to you.
Immediately After the
Accident
The very first thing you do is to contact your insurance company and
let them know you've been involved in an accident. Why this is advisable is
because the incident is still very fresh in your mind and narrating specific
details will be easy for you.
Take Record of Everything
Usually this would require writing down plate number, name of driver,
exchanging insurance information and all the sorts. In this age we're in don't
let your smartphone go to waste. Take as many pictures as you possibly can.
This will always come in handy in case the other party is trying to dispute how
the accident occurred. If there are policemen on the scene, write down their
names and numbers. Do same for any eyewitness willing to help out. According to
experts at GNG, you are not being paranoid but ensuring you have evidence to
back your story.
Filing Your Claim
Most insurance company will call back to ask questions about the
accident. Questions being asked are just to get information on the true nature
of things and not necessarily to freak you out. Once your claim is filed, the
insurance company will immediately assign a claims adjurer to help with the
proceedings. With the right coverage, your damages should be taken care of in
no distant time.
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